📊 Free calculator

📊 Debt-to-Income Calculator

Measure monthly debt payments against monthly income.

✦ Enter your details

Use figures from your loan offer, card statement, purchase offer or financial plan.

Your result
Measure monthly debt payments against monthly income.
💡 Important: Compare the total cost, not only the headline EMI.

How it works

Measure monthly debt payments against monthly income.

Before you use the result

1Use figures from your loan offer, card statement, purchase offer or financial plan.
2Include applicable fees and taxes.
3Compare the total cost, not only the headline EMI.

Frequently Asked Questions

Debt-to-Income Calculator: what is it used for?

Measure monthly debt payments against monthly income.

Are the results guaranteed to match my lender?

No. Results depend on the assumptions and inputs shown. Verify the lender's official documents, fee schedule and applicable tax treatment.

Can I change currency without changing language?

Yes. Currency is independent of language and your selected currency is remembered on this device.

Can I enter tenure in years?

Yes. Use the Months / Years switch beside the tenure field.