✦ Enter your details
Use figures from your loan offer, card statement, purchase offer or financial plan.
Choose whether to enter this value in months or years.
Your result
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Find the interest rate implied by your loan amount, EMI and tenure.
💡 Important: Compare the total cost, not only the headline EMI.
How it works
Find the interest rate implied by your loan amount, EMI and tenure.
Before you use the result
1Use figures from your loan offer, card statement, purchase offer or financial plan.
2Include applicable fees and taxes.
3Compare the total cost, not only the headline EMI.
Frequently Asked Questions
Reverse Interest Calculator: what is it used for?
Find the interest rate implied by your loan amount, EMI and tenure.
Are the results guaranteed to match my lender?
No. Results depend on the assumptions and inputs shown. Verify the lender's official documents, fee schedule and applicable tax treatment.
Can I change currency without changing language?
Yes. Currency is independent of language and your selected currency is remembered on this device.
Can I enter tenure in years?
Yes. Use the Months / Years switch beside the tenure field.